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    Consolidating student loans get out default

    We put together this guide to help you get information on all of the top student loan refinance lenders without having to jump around multiple websites.After you are done, you will know how to refinance and consolidate student loans. You may now have a general idea of how to refinance student loans and how to consolidate student loans, as well as the basics of what each lender offers, but there is much more information you should know before choosing a lender.

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    If you need lower monthly payments, consider an income-driven repayment plan that’ll base your monthly payment amount on how much you make. If you have multiple student loans, simplify the repayment process with a Direct Consolidation Loan—allowing you to combine all your federal student loans into one loan for one monthly payment.Also, for student loan borrowers with older loans, consolidation can make you eligible for newer repayment plans that may be more favorable.Make nine out of 10 on-time payments using the same formula as Income-Based Repayment, which would cap your monthly payment to 15 percent of your income or less.Today, the answer to that question is probably yes!7 out of 10 graduates are now graduating with some form of student loan debt.

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